重返面临的挑战
俄罗斯民众已逐渐适应本土替代方案。例如，Mir在俄国内交易中占据主导地位，而中国银联通过与11家俄银行合作，填补了国际支付的空白。阿克萨科夫坦言，Visa和万事达的回归将面临更艰难的市场竞争。
尽管俄方释放积极信号，但西方对俄制裁尚未解除。Visa和万事达的回归需平衡政治风险与商业利益。此前，两家公司因制裁全面退出俄罗斯市场，导致俄银行系统一度陷入混乱。
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