这是根据彭博新闻社 7 月 11 日的报道，该报道指出，美国最大银行收取的费用可能高达数亿美元，威胁到金融科技行业的商业模式。
报道援引知情人士的话称，该银行已向连接银行和金融科技公司的数据聚合商发送了价格表，解释了新的收费标准。这些消息人士表示，费用将取决于这些公司如何使用这些信息，预计专注于支付的公司收费会比较高。
根据该报告，这些费用可能会向连接金融科技公司和银行的聚合器征收，然后转嫁给金融科技公司，最终转嫁给消费者。
摩根大通的一位发言人告诉彭博社，该银行已投入巨资开发保护消费者数据的系统。
该发言人在一份声明中表示：“我们进行了富有成效的对话，并正在与整个生态系统合作，以确保我们都对保障客户安全的基础设施进行必要的投资。”
这些费用预计将于今年晚些时候生效，但并非最终决定，可能会进行协商。但这些变化将给Coinbase、Venmo和Robinhood等依赖访问客户银行账户能力的金融科技公司带来冲击。
这一问题是在第 1033 条（即所谓的“开放银行规则”）命运未卜的背景下发生的。
消费者金融保护局（CFPB）去年最终确定，允许银行访问其数据，并要求银行免费与其他贷方或金融服务提供商共享这些数据。
该规则的支持者表示，它让客户更容易获得金融服务，并保护数据安全。银行业则认为，这些变化可能会引发欺诈，并使其承担更大的责任。
然而，由于共和党政府要求联邦法官撤销该规定，该规定的未来仍悬而未决。这种监管不确定性印证了美国开放银行业仍处于发展阶段的现状。
46% 的消费者“非常愿意”使用开放银行服务支付账单和提供金融服务。然而，目前只有约十分之一的美国人使用过开放银行支付方式，这意味着约 90% 的市场尚未开发。
报告补充道：“机遇或许巨大，但供应商面临的挑战也同样巨大。即时支付是开放银行业务的一部分，有助于支撑面向消费者和B2B的用例。”
© 版权声明
文章版权归作者所有，未经允许请勿转载。
相关文章
暂无评论...
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
Warning: Invalid argument supplied for foreach() in /www/wwwroot/www.kuajinzhifu.com/wp-content/plugins/so-pinyin-slugs/inc/functions.php on line 50
关注公众号，每日推送不错过~
全球支付资源导航网站，收录全球2000+支付公司，为全球商户提供跨境支付解决方案，聚集从业人员交流合作！
