金融监督管理委员会 (FSC) 已授权Line Pay 台湾开发一款名为 Line Pay Money 的独立电子支付应用程序。
这一决定与 Line Pay 准备在2025 年底与 iPass 分离的计划同步进行 。iPass 的所有功能，例如账单支付、充值和取款，都将在 2026 年 1 月起转移到新的应用程序上。目前，FSC 官员表示，iPass Money 功能将从 Line 应用程序中删除；不过，客户仍然可以通过其应用程序直接访问 iPass，存储的资金不会受到此举的影响。
Line Pay 目前作为信用卡交易的第三方支付处理器运营，无法管理资金转账。截至本文撰写时，该公司尚未决定 Line Pay Money 是推出独立应用程序还是集成到现有的 Line 界面中。金融服务委员会 (FSC) 的代表还提到，Line Pay Money 的实收资本约为 1700 万美元，并将获准提供小额国内汇款和会员积分支付服务。此外，该公司还可以在用户和商家之间发送支付指令。
此外，此次获批是Line Pay于2025年2月提交申请并与央行磋商后获得的。台湾的电子支付服务由金融监督管理委员会（FSC）监管，而第三方平台则由台湾数位事务部监管。Line Pay Money获批后，台湾将拥有10家专业电子支付机构和20家混合电子支付机构，其中包括银行和中华邮政。
2025年台湾的支付格局
根据最新数据，台湾预付卡及电子钱包市场预计将大幅扩张，年增长率预计为 6.1%，到 2025 年市场规模将达到约 122.1 亿美元。此前，更具体地说是 2020 年至 2024 年，该行业的复合年增长率高达 8.8%，预计 2025 年至 2029 年将继续以 5.2% 的复合年增长率增长。此外，预计到 2029 年底，该市场规模将达到 149.4 亿美元，而 2024 年为 115.1 亿美元。
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