PayPal宣布推出 PayPal World，这是一个优化的跨境支付平台，可连接全球各种本地支付解决方案。
该平台名为 PayPal World，将把本地支付系统和数字钱包整合到一个平台中，旨在优化人们汇款、网上购物和店内购物的方式。
该平台利用开放的商业 API，通过云原生、多区域部署架构简化了跨境商业的复杂性，确保全球范围内的低延迟和最佳可用性。此外，该平台还具备增强的安全保障功能，为所有合作伙伴打造一个技术驱动的环境。
PayPal 与印度 UPI 及其他公司的合作
该平台的合作伙伴包括 Mercado Pago、NPCI International Payments Limited (UPI)、PayPal、财付通和 Venmo。监管数据显示，UPI约占印度零售数字支付总额的 85%，通过此次合作，UPI 旨在扩大其国际影响力。
为客户带来的潜在利益
通过 PayPal World，客户可以享受以下功能：
可以在数百万家企业、线上、线下以及通过 AI 代理进行购物；
选择使用其首选的国内支付系统或钱包和当地货币向国际企业付款；
为跨境用户提供最佳的汇款选择。
据该公司称，PayPal World 预计将于 2025 年 9 月上线，所有合作伙伴均可与 PayPal 和 Venmo 互操作。该公司还计划在未来增加更多合作伙伴。
PayPal 集成人工智能诈骗警报
2025 年 7 月，PayPal 为 PayPal 和 Venmo 朋友和家人支付推出了支持 AI 的动态诈骗检测功能，旨在为全球客户提供更广泛的保护。
这些警报旨在主动警告客户潜在的诈骗行为，并通过在任何资金转移前进行干预来实时防止损失。鉴于诈骗者经常胁迫个人进行可能无法获得退款的付款（尤其是源自社交媒体的诈骗），PayPal 致力于为客户提供更多信息，帮助他们在诈骗发生之前就将其防范于未然。
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