万事达卡正在英国推出 A2A Protect，这是一项新服务，旨在帮助银行保护消费者免受账户间支付欺诈并解决纠纷。
万事达卡 A2A Protect 初期将专注于最紧迫的需求，例如授权推送支付欺诈，提供预防措施、消费者保护和资金追回流程。后续阶段将建立涵盖更广泛场景的资金追回流程，包括已支付商品和服务的情况。
去年，英国因账户间欺诈损失了 5.92 亿英镑。支付系统监管机构 (Payment Systems Regulatory Authority, 简称 SRRG) 也已采取措施解决这一问题，引入了针对应用程序 (APP) 欺诈的 50:50 责任模式。
万事达卡表示，A2A Protect 将提供全行业的标准化欺诈和损失报告机制，以及一套简单的框架和多边标准，用于解决交易和欺诈保护问题以及与消费者相关的商品和服务保护问题。
该产品还为银行提供统一的程序，通过万事达卡现有的集中式平台，在多种用例中解决争议并追回资金。
万事达卡首席产品官乔恩·兰伯特 (Jorn Lambert) 表示：“快速 A2A 带来了快速的欺诈，我们有责任为消费者提供支持。万事达卡 A2A Protect 为交易中的每个参与者带来了切实的益处。它通过标准化的实时欺诈洞察和简化的争议解决机制，降低了金融机构的运营成本，并使所有参与者都能从更快、更可预测的结果中受益。”
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