新加坡银行公会 (ABS)推出了两种新的电子支付解决方案，EDP 和 EDP+，以帮助企业和个人在计划的逐步淘汰之前摆脱支票。
此次发布是澳大利亚统计局和新加坡金融管理局于 2024 年 12 月联合宣布的，其中概述了将在 2025 年中期推出这些解决方案，并延长逐步淘汰公司支票的最后期限。
新的解决方案正在与七家国内系统重要性银行合作逐步推出：新加坡花旗银行、星展银行、汇丰银行、马来亚银行、华侨银行、渣打银行和大华银行。
EDP 和 EDP+ 旨在取代支票传统的延期付款功能。
它们可通过银行的数字平台使用，并允许用户使用手机号码、NRIC/FIN、UEN 或银行账号发起支付。
它们旨在用于供应商发票、项目招标押金、租赁交易以及包括抽签或购买选择权在内的财产相关付款等。
EDP 仅在收款人请求付款时才扣除资金。而 EDP+ 则在发出款项后立即扣除资金，确保款项安全无虞，不会用于其他用途。这为收款人提供了更大的保障。
新服务是对新加坡现有的电子支付生态系统的补充，其中包括 PayNow、FAST、GIRO 和 MEPS+。
ABS 鼓励支票用户在计划的截止日期之前采用这些数字选项。
自 2026 年 1 月 1 日起，银行将停止发行新的新加坡元公司支票簿。
自 2027 年 1 月 1 日起，他们将停止处理新加坡元公司支票。
建议支票收款人在此截止日期之前提交支票以确保处理。
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