Affirm正在推出两项整合服务，旨在扩大其在线上和线下零售的“先买后付”（BNPL）选项，深化与 Google 和 Stripe 的联系。
8 月 12 日，这家总部位于旧金山的支付公司表示，使用 Google Chrome 桌面浏览器的美国购物者现在可以在结账时直接从浏览器的自动填充菜单中选择 Affirm 。此举基于 Affirm 之前与 Google Pay 的整合，旨在让分期付款计划的使用更加顺畅。
Affirm 产品高级副总裁Vishal Kapoor在一份声明中表示： “通过将 Affirm 与 Chrome 上的自动填充功能相结合，我们可以无缝地大规模提供支付选择和灵活性。”
该功能允许符合条件的消费者选择 35 美元至 30,000 美元之间购买商品的双周或每月付款计划，商家无需进行额外设置，并将在选定的网站上自动激活。
8 月 13 日，Affirm 宣布成为首家与热门销售点硬件Stripe Terminal 集成的 BNPL 提供商。参与该计划的商店的购物者将能够在结账时扫描二维码申请融资，还款期限从 30 天到 60 个月不等。
Affirm 首席营收官Wayne Pommen在一份声明中表示： “通过 Stripe Terminal 为 Affirm 提供支持为我们提供了一种强大的新方式，可以帮助商家推动增长并在客户所在地与他们见面。”
确实，消费者经常在商店购买零售商品。PYMNTS Intelligence 去年夏天的研究发现，对于非食品杂货零售而言，近四分之三的消费者上次购买是亲自完成的。
PYMNTS Intelligence 的进一步调查结果显示，BNPL改变了消费者的购物方式。具体来说，如果没有 BNPL，许多用户要么会推迟购买，要么会选择更便宜的商品。虽然有些消费者使用该服务是为了方便管理财务，但相当一部分消费者是出于必要性而依赖它，而这种区别通常与收入水平有关。
近几个月来，Affirm 一直在拓展合作伙伴关系，以推动其普及。今年 6 月，这家 BNPL 公司宣布与汽车修理厂管理平台 Shopmonkey合作，在汽车修理厂提供该服务。今年 5 月，该公司扩大了与旅游搜索引擎Kayak 的现有合作关系。
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