Wing Bank推出了万事达卡一卡通，据称这是柬埔寨第一张将借记卡和信用卡功能合并为一张支付卡的产品。
该产品由万事达卡和Compass Plus Technologies合作开发，采用无卡号格式，旨在降低卡片数据被盗的风险。持卡人可以通过银行的移动应用程序管理这两种支付方式。
该卡提供白金卡和金卡两种版本，信用额度各有不同，并包含旅行保险和机场贵宾室使用权等可选服务。首年免年费，达到特定消费额度后可继续享受年费减免。
柬埔寨快速变化的数字支付格局
柬埔寨在金融基础设施快速发展之后，开始转向先进的支付产品。该国于2005年才成立国家清算所，负责处理银行间交易，数字银行服务则在2009年左右兴起。在不到二十年的时间里，柬埔寨已从基础支付基础设施发展到集成借记贷记功能和增强安全功能的先进支付产品。
Wing Bank 相关负责人指出，万事达卡一卡通的推出是继2024年8月推出Visa无限信用卡之后的又一举措。这种双网络运营模式使该银行能够通过两大全球支付系统瞄准不同的客户群体，而这两大支付系统共同构成了中国境外信用卡交易的绝大部分。Visa无限信用卡的额度最高可达100万美元，而万事达卡一卡通的最高信用额度为5万美元，支持不同级别的高端服务。
这些产品加速推出，凸显了柬埔寨银行业的竞争日益激烈，尤其是在富裕客户群体的竞争中。这也反映出新兴市场正在积极采用先进的金融技术，避免受到传统系统的拖累。
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