2025年4月，万事达卡推出了一款名为Mastercard Agent Pay的人工智能代理支付服务技术，成为万事达卡进军潜力巨大的代理支付领域的重要举措。
今年早些时候，万事达卡曾以生日派对筹备为例演示该技术：用户只需与AI代理聊天，即可根据个人风格、场地氛围和天气预报，从本地精品店和线上零售商中智能筛选服装配饰。
基于用户偏好和反馈，AI不仅能完成购买，还能推荐最优支付方式。
在全面全球推广前，花旗银行和美国银行的万事达卡持卡人将成为首批体验该技术的用户。
而到假日季前，所有万事达卡美国用户都将接入该服务，后续将开启全球推广。
此外，万事达卡同步推出Agent工具包，帮助AI助手和代理工具访问并解读其API文档。
万事达卡首席服务官Craig Vosburg表示，AI驱动支付不仅是趋势，更是变革。支付必须与代理体验无缝融合。万事达卡正在构建新一代智能交易的基础设施，让消费者和开发者能通过AI代理实现可信、透明、精准的自主交易。
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