Circle Asia Technologies、Visa和 Pismo 合作在越南推出了一款人工智能驱动的 PayLater 卡。
该卡计划于 2026 年初分阶段推出，它利用人工智能评估风险、审核客户资质，并提供具有灵活分期付款选项的虚拟信用卡，使用户无需传统银行账户即可管理财务。
该计划涉及越南一家大型商业银行，以确保符合监管规定并拓展市场。
“我们的使命是为越南消费者提供无缝、有益且普惠的金融体验。”Circle Asia Technologies创始人兼首席执行官Arnab Ghosh表示。
“Circle正在从根本上重塑越南的金融体验。通过推出现代化的信贷产品，我们能够建立比传统银行或以借记卡为主的新型银行更深层次的客户关系。与Pismo和Visa的合作使我们能够快速创新，并提供便捷和安全的服务。”Pismo亚太区业务发展主管Varun Dudeja表示：“我们与Circle和Visa的合作表明，将核心处理技术与全球支付基础设施相结合，可以创造更透明、更便捷的消费者体验。它有助于构建更智能的数字金融生态系统。”
Pismo 提供基于微服务的平台和 API，以实现持续创新。
Pismo 于 2024 年被 Visa 收购，它仍然保持网络无关性，支持多个卡网络。
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