2025 年 12 月 25 日，Foresight News 获悉，Trip.com 已面向全球用户开通稳定币支付功能，目前支持 USDT 和 USDC 两种美元稳定币。该消息已得到两位接近 Trip 的知情人士确认。
本篇报道在越南下载并登录 Trip.com 后，用时不足十分钟，便通过 USDT 成功预订了一间位于越南芽庄的酒店。
值得注意的是，对比当地多家酒店价格后发现，在 Trip.com App 上使用 USDT 支付，部分酒店的价格甚至低于携程官网或其他传统支付方式。
携程海外版已支持 USDT/USDC 支付
2025 年 12 月 24 日，本篇报道在 Trip.com 上使用 USDT 预订了一间芽庄的酒店，并于次日用 USDT 购买了一张从芽庄飞往胡志明市的机票，支付均显示成功。目前笔者已顺利入住酒店。
对比发现，使用 USDT 在 Trip.com 上购买的机票，相比在携程官网购买节省了约 18% 的费用；而酒店订单则节省了 2.35%。
目前，Trip.com 的加密支付已支持 Ethereum、Tron、Polygon、Solana、Arbitrum One、TON 等多条公链。
在实际支付过程中，本篇报道注意到支付服务商 Triple-A 参与其中，为 Trip.com 提供加密支付相关支持。公开资料显示，Triple-A 是一家总部位于新加坡的持牌加密支付机构，主要提供加密货币与稳定币的支付网关及结算服务。
此外，本篇报道了解到 Triple-A 也与新加坡互联网巨头 Grab 合作，作为其加密支付通道的技术伙伴，使 GrabPay 用户可在应用内直接使用加密资产为钱包充值。
另一个细节是：在 Trip.com 上使用 USDT 预订酒店时，无需填写详细个人信息，仅需姓名和邮箱即可完成下单。这意味着在酒店场景下使用 USDT 支付，平台几乎无法获取用户的完整隐私信息。当然，购买机票仍需提供国籍、护照号、电话等信息——这是航空业本身的合规要求。
隐私与数据安全已成社会重要议题
就在本月，携程集团刚刚经历一场涉及公众信任的事件。12 月，携程与柬埔寨国家旅游局在上海签署营销合作协议，消息公布后，引发部分用户对当地治安、电信诈骗风险以及个人信息安全的担忧，社交媒体上出现大量卸载携程 App 的截图。
在海外许多地区，用户对隐私和信息安全的敏感度远高于国内市场。这或许也是 Trip.com 推动稳定币支付的重要现实背景之一。
稳定币支付：为无国际信用卡用户提供新路径
对于全球范围内没有国际信用卡的旅客来说，稳定币支付是一条新出路。据公开信息，全球拥有信用卡的人数约为 1.25 亿至 1.3 亿，而拥有国际信用卡的人数更少，这意味着全球超过 80% 的人口无法顺畅使用国际信用卡体系。
信用卡不仅是“支付工具”，更是信用制度的入口，然而全球多数人并未被纳入这一体系。在东南亚、拉美、非洲、印度等许多地区，大量民众因无法进入信用体系而无法获得信用卡。
稳定币支付正在为这些人提供一条绕过传统信用体系的全球支付路径。
当然，稳定币支付仍存在现实问题：手续费较高且波动较大。
在实际支付中，本篇报道发现不同钱包的手续费差异显著。通过 Binance 向 Trip.com 的 USDT 收款码支付时，需支付 1 USDT 手续费，且设有 10 USDT 的最低转账门槛；而使用 Bitget Wallet 支付时，第一笔交易显示手续费为 0，第二笔则需 2.39 USDT，且未设最低转账金额。此类差异可能与所使用的公链（如 Tron）及其手续费机制有关。
巨头为何纷纷布局稳定币？
携程集团并非首家进入稳定币领域的公司。此前，全球已有多家互联网与支付巨头明确布局稳定币，包括蚂蚁集团、京东、PayPal、Stripe、Meta（Facebook）、Grab、TADA 等。
多家银行巨头也已公开表态进军稳定币领域，例如美国银行、摩根士丹利等。
一些实体制造业企业也开始接入稳定币支付。公开报道显示，比亚迪在玻利维亚的部分经销商已支持 USDT 支付；丰田、雅马哈等制造业公司也在海外市场接受稳定币结算。Tether CEO Paolo Ardoino 已对此公开证实。
互联网巨头、实体制造业巨头、银行巨头纷纷布局稳定币……其使用场景各不相同。
一个明显趋势是，PayPal、蚂蚁集团等支付巨头已不再满足于仅作为稳定币的支付入口，而是希望成为稳定币发行方。PayPal 已推出 PYUSD；蚂蚁集团也在推进港元稳定币牌照申请——支付机构与货币发行之间的边界正在被重新定义。
对比亚迪、丰田等实体制造企业而言，并不存在对稳定币或加密支付的意识形态判断，只有一个现实问题：哪种方式更能让用户愿意付款。
法币持续贬值，稳定币成为“现实选择”
在玻利维亚，官方法定货币玻利维亚诺（BOB）在 2024 年底至 2025 年中，相对美元贬值幅度达 65%–137%，可以说该国法币每天都在贬值。
在这种环境下，任何出海企业都难以长期承受本币结算带来的汇兑损失，USDT 逐渐成为当地事实上的支付工具。
玻利维亚并非个例，类似情况正在全球多国同步上演。
本篇报道今年先后前往伊朗、土耳其、埃及等国，发现这些经济体的本币在过去三年内相对美元的累计贬值幅度普遍超过 80%；拉长到五年周期，伊朗、土耳其、埃及的货币相对美元均已贬值超过 200%。
货币贬值正从少数国家的“局部风险”，演变为一种更广泛、更具结构性的全球现象。
更严峻的是，在上述国家，本币贬值速度已远远超过普通人的收入增长。在现实交易中，货币失序正直接改变人们的支付方式。
这也正是为何携程海外版、Grab 等消费型互联网平台，PayPal、蚂蚁集团等支付巨头，以及比亚迪、丰田等实体制造企业，开始在不同市场尝试引入 USDT 等稳定币。
世界正在局部失衡，部分地区率先失序
当既有金融体系无法继续承担稳定、结算与信任的功能时，一种新的经济体系便被现实推至台前。
这一新体系并非被设计出来，而是在旧体系失灵之处，被现实“逼”出来的。稳定币的扩散，并非因为它足够理想，而是因为在某些地方，它已是当下最不坏的选择。
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